115 Ruffian TrlGeorgetownKY40324








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Georgetown at 115 Ruffian Trl, Georgetown, KY, 40324 uses $86,190 cash to close to unlock $4,418/yr annual cash flow and $368/mo monthly cash flow. Total monthly income runs $1,951/mo, and a $1,273/mo payment keeps the spread at $368/mo. Purchase price stands at $260,000, and rental yield measures 9% with $1,951/mo rent. Return on cash invested shows 25.03% in year one, and 5% annual appreciation builds toward $71,833 over five years. Five-year ROI reaches 130.24% and total cumulative return in cash records $112,253. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,951/mo property income covering a $1,273/mo payment rather than investor’s personal income.
Single Family
Built in 2003
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40324, Georgetown, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,153 (100%) |
| Owner Occupied HU | 14,727 (66.5%) |
| Renter Occupied HU | 6,337 (28.6%) |
| Vacant Housing Units | 1,089 ( 4.9%) |
| Median Home Value | $284,871 |
| Average Home Value | $318,759 |
Housing Distribution
Address Breakdown
Residential
21,295
Single Family
19,656
Multi-Family
1,639
Businesses
1,306
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Listed by: Judy M Giannasio • Christies International Real Estate Bluegrass
Mls Name: Imagine MLS
Mls ID: #25018052








