








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Moss Beach at 115 Retiro Ln, Moss Beach, CA, 94038 generates $2,149/mo in rent and, after a $1,566/mo payment, leaves $170/mo in cash flow. Total monthly income is $2,149/mo, and annual cash flow is $2,036/yr on $106,080 invested. Return on cash invested sits at 21.83% in year one, and rental yield is 8.06% on a $320,000 entry. Equity gained on principal adds $2,065/yr, while 5% annual appreciation builds toward $88,410 over five years. Five-year ROI reaches 113.14% and total cumulative return in cash sums $120,015. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,149/mo property income rather than buyer’s personal income.
Manufactured
Built in 1968
N/A lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 94038, Moss Beach, CA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,099 (100%) |
| Owner Occupied HU | 847 (77.1%) |
| Renter Occupied HU | 171 (15.6%) |
| Vacant Housing Units | 81 ( 7.4%) |
| Median Home Value | $1,445,341 |
| Average Home Value | $1,399,274 |
Residential
769
Single Family
769
Multi-Family
0
Businesses
65
Date | Event | Price |
|---|---|---|
| 2025-04-03 | Listed for sale | $320,000 |
| 2018-02-22 | Sold | $150,000 |
| 2018-02-21 | Pending sale | $165,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2017-04-04 | $18.82 | -1.36% | $8,590 | N/A |
| 2016-04-04 | $19.08 | -0.10% | $8,590 | N/A |
| 2015-04-04 | $19.10 | N/A | $8,590 | N/A |



Listed by: Mirna Hernandez • MH Ranches & Homes Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #425026606
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