115 Pinewood TrlWest PaducahKY42086
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 115 Pinewood Trl, West Paducah, KY, 42086 in West Paducah is listed at $449,900 and delivers $2,713/mo in rent and $310/mo in net monthly cash flow. The 8.13% yield and 1.34 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $124,299 over five years, and $4,144/yr in principal reduction supplements cash return. Total projected cumulative return: $168,771.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $310 | $150 |
City averages based on West Paducah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,713 |
| Total Monthly Debt Service | $2,559 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42086, West Paducah, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,803 (100%) |
| Owner Occupied HU | 1,358 (75.3%) |
| Renter Occupied HU | 294 (16.3%) |
| Vacant Housing Units | 151 ( 8.4%) |
| Median Home Value | $232,500 |
| Average Home Value | $243,993 |
Housing Distribution
Address Breakdown
Residential
1,709
Single Family
1,667
Multi-Family
42
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42086, West Paducah, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,803 (100%) |
| Owner Occupied HU | 1,358 (75.3%) |
| Renter Occupied HU | 294 (16.3%) |
| Vacant Housing Units | 151 ( 8.4%) |
| Median Home Value | $232,500 |
| Average Home Value | $243,993 |
Housing Distribution
Address Breakdown
Residential
1,709
Single Family
1,667
Multi-Family
42
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Meagan Wireman • Elite Realty Branch Murray
Mls Name: WKRMLS
Mls ID: #131926
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.