115 N 6th AveHainesAK99827
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 115 N 6th Ave, Haines, AK, 99827 in Haines earns a 8.94% gross yield at $300,000. Rent of $2,236/mo nets $407/mo after the $1,422/mo mortgage. The 1.57 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $82,884 and $2,515/yr in equity accumulation project a total cumulative return of $134,220.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.2% |
| Monthly Cash Flow | $407 | $1,850 |
City averages based on Haines market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,236 |
| Total Monthly Debt Service | $1,782 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99827, Haines, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,442 (100%) |
| Owner Occupied HU | 730 (50.6%) |
| Renter Occupied HU | 269 (18.7%) |
| Vacant Housing Units | 443 (30.7%) |
| Median Home Value | $373,837 |
| Average Home Value | $438,062 |
Housing Distribution
Address Breakdown
Residential
180
Single Family
180
Multi-Family
0
Businesses
165
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
