115 High StMedfieldMA02052
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 115 High St, Medfield, MA, 02052 in Medfield is capital appreciation. Rental yield 4.14%. The 4.14% gross yield at $1,125,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $310,817 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.77) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $220,585.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.2% |
| Monthly Cash Flow | $(3,210) | $900 |
City averages based on Medfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,881 |
| Total Monthly Debt Service | $6,643 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
3.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02052, Medfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,623 (100%) |
| Owner Occupied HU | 3,931 (85.0%) |
| Renter Occupied HU | 623 (13.5%) |
| Vacant Housing Units | 69 ( 1.5%) |
| Median Home Value | $925,479 |
| Average Home Value | $1,012,392 |
Housing Distribution
Address Breakdown
Residential
4,542
Single Family
4,291
Multi-Family
251
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
3.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02052, Medfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,623 (100%) |
| Owner Occupied HU | 3,931 (85.0%) |
| Renter Occupied HU | 623 (13.5%) |
| Vacant Housing Units | 69 ( 1.5%) |
| Median Home Value | $925,479 |
| Average Home Value | $1,012,392 |
Housing Distribution
Address Breakdown
Residential
4,542
Single Family
4,291
Multi-Family
251
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Brown & Barrett Team • Coldwell Banker Realty - Westwood
Mls Name: MLS PIN
Mls ID: #73468496