115 Harvard TerraceSan AntonioTX78201
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 115 Harvard Terrace, San Antonio, TX, 78201 in San Antonio offers it: the 1.63 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.81%. Long-term, 5% appreciation is forecast to add $55,256, and $1,842/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $74,350.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.8% |
| Monthly Cash Flow | $(42) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,469 |
| Total Monthly Debt Service | $1,431 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1917
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78201, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,400 (100%) |
| Owner Occupied HU | 8,115 (46.6%) |
| Renter Occupied HU | 7,654 (44.0%) |
| Vacant Housing Units | 1,631 ( 9.4%) |
| Median Home Value | $244,709 |
| Average Home Value | $307,310 |
Housing Distribution
Address Breakdown
Residential
16,888
Single Family
12,692
Multi-Family
4,196
Businesses
1,679
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1917
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78201, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,400 (100%) |
| Owner Occupied HU | 8,115 (46.6%) |
| Renter Occupied HU | 7,654 (44.0%) |
| Vacant Housing Units | 1,631 ( 9.4%) |
| Median Home Value | $244,709 |
| Average Home Value | $307,310 |
Housing Distribution
Address Breakdown
Residential
16,888
Single Family
12,692
Multi-Family
4,196
Businesses
1,679
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark Perez • Texas Realty Group
Mls Name: SABOR
Mls Provider:
Mls ID: #1849961
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.