115 Garland StMolenaGA30258
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 115 Garland St, Molena, GA, 30258 in Molena speaks for itself: 10.05% gross on a $310,000 price, generating $2,596/mo in rent and $709/mo in net income after the $1,394/mo debt service. DSCR 1.86, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,507 stacks alongside $85,647 in projected five-year appreciation and $2,855/yr in principal reduction. Projected total cumulative return: $163,068.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 8.0% |
| Monthly Cash Flow | $709 | $300 |
City averages based on Molena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,596 |
| Total Monthly Debt Service | $1,763 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30258, Molena, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 890 (76.0%) |
| Renter Occupied HU | 159 (13.6%) |
| Vacant Housing Units | 122 (10.4%) |
| Median Home Value | $262,977 |
| Average Home Value | $302,067 |
Housing Distribution
Address Breakdown
Residential
1,044
Single Family
1,044
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30258, Molena, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,171 (100%) |
| Owner Occupied HU | 890 (76.0%) |
| Renter Occupied HU | 159 (13.6%) |
| Vacant Housing Units | 122 (10.4%) |
| Median Home Value | $262,977 |
| Average Home Value | $302,067 |
Housing Distribution
Address Breakdown
Residential
1,044
Single Family
1,044
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices