115 E Mill StPhilipsburgMT59858








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Philipsburg at 115 E Mill St, Philipsburg, MT, 59858 with 5% annual appreciation on a $479,000 basis while $1,286/mo rent supports operations. 47% in year one. Equity gained on principal adds $3,091/yr, and five-year appreciation sums $132,339 alongside rental yield of 3.22%. Five-year ROI measures 41.07% and total cumulative return in cash totals $65,211. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,286/mo property income versus a $2,344/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1890
4,486 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59858, Philipsburg, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,342 (100%) |
| Owner Occupied HU | 684 (51.0%) |
| Renter Occupied HU | 188 (14.0%) |
| Vacant Housing Units | 470 (35.0%) |
| Median Home Value | $400,000 |
| Average Home Value | $543,048 |
Housing Distribution
Address Breakdown
Residential
360
Single Family
359
Multi-Family
1
Businesses
112
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Listed by: Tom Rue • Pintlar Territories
Mls Name: MRMLS
Mls Provider:
Mls ID: #30035727
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







