11495 State Highway 99eLos MolinosCA96055
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 11495 State Highway 99e, Los Molinos, CA, 96055 in Los Molinos at $249,900 earns $1,680/mo in rent and nets $134/mo after the $1,124/mo payment, a 8.07% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $69,043 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $2,302/yr in principal paydown, total projected return reaches $103,421.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $134 | $400 |
City averages based on Los Molinos market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,680 |
| Total Monthly Debt Service | $1,446 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96055, Los Molinos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,604 (100%) |
| Owner Occupied HU | 945 (58.9%) |
| Renter Occupied HU | 516 (32.2%) |
| Vacant Housing Units | 143 ( 8.9%) |
| Median Home Value | $335,981 |
| Average Home Value | $415,304 |
Housing Distribution
Address Breakdown
Residential
1,368
Single Family
1,368
Multi-Family
0
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96055, Los Molinos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,604 (100%) |
| Owner Occupied HU | 945 (58.9%) |
| Renter Occupied HU | 516 (32.2%) |
| Vacant Housing Units | 143 ( 8.9%) |
| Median Home Value | $335,981 |
| Average Home Value | $415,304 |
Housing Distribution
Address Breakdown
Residential
1,368
Single Family
1,368
Multi-Family
0
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices