11484 Somerset AvePrincess AnneMD21853
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.67% yield at 11484 Somerset Ave, Princess Anne, MD, 21853 in Princess Anne is solid, but the $1,106/mo payment compresses net cash flow to $41/mo at $245,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $67,938 by year five, and $2,265/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.42) without U.S. income documentation. Total projected return: $95,987.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $41 | $550 |
City averages based on Princess Anne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,571 |
| Total Monthly Debt Service | $1,432 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21853, Princess Anne, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,595 (100%) |
| Owner Occupied HU | 2,065 (44.9%) |
| Renter Occupied HU | 1,527 (33.2%) |
| Vacant Housing Units | 1,003 (21.8%) |
| Median Home Value | $190,118 |
| Average Home Value | $269,109 |
Housing Distribution
Address Breakdown
Residential
4,172
Single Family
3,980
Multi-Family
192
Businesses
276
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21853, Princess Anne, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,595 (100%) |
| Owner Occupied HU | 2,065 (44.9%) |
| Renter Occupied HU | 1,527 (33.2%) |
| Vacant Housing Units | 1,003 (21.8%) |
| Median Home Value | $190,118 |
| Average Home Value | $269,109 |
Housing Distribution
Address Breakdown
Residential
4,172
Single Family
3,980
Multi-Family
192
Businesses
276
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Martinez Blake • Coldwell Banker Realty
Mls Name: Bright MLS
Mls ID: #MDSO2006820