1147 Chisolm Trail DrDiamond BarCA91765
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1147 Chisolm Trail Dr, Diamond Bar, CA, 91765 in Diamond Bar is capital appreciation. Rental yield 5.86%. The 5.86% gross yield at $1,328,880 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $367,145 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.09) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $392,725.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.5% |
| Monthly Cash Flow | $(1,727) | $200 |
City averages based on Diamond Bar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,493 |
| Total Monthly Debt Service | $7,692 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91765, Diamond Bar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,022 (100%) |
| Owner Occupied HU | 11,351 (70.8%) |
| Renter Occupied HU | 4,076 (25.4%) |
| Vacant Housing Units | 595 ( 3.7%) |
| Median Home Value | $931,772 |
| Average Home Value | $1,045,697 |
Housing Distribution
Address Breakdown
Residential
15,793
Single Family
14,094
Multi-Family
1,699
Businesses
1,247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91765, Diamond Bar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,022 (100%) |
| Owner Occupied HU | 11,351 (70.8%) |
| Renter Occupied HU | 4,076 (25.4%) |
| Vacant Housing Units | 595 ( 3.7%) |
| Median Home Value | $931,772 |
| Average Home Value | $1,045,697 |
Housing Distribution
Address Breakdown
Residential
15,793
Single Family
14,094
Multi-Family
1,699
Businesses
1,247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Douglas Mitchell • MITCHELL REALTY CO.
Mls Name: CRMLS
Mls ID: #CV25224336