11457 Oakford LnNorthridgeCA91326
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 11457 Oakford Ln, Northridge, CA, 91326 in Northridge offers a clean, manageable entry. Rental yield 6.83%. DSCR 1.27 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $226,551 in additional property value over five years, with $7,552/yr in principal equity building ownership stake. Total projected cumulative return: $284,807.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 5.0% |
| Monthly Cash Flow | $(926) | $1,500 |
City averages based on Northridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,667 |
| Total Monthly Debt Service | $4,746 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2003
3.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91326, Northridge, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,721 (100%) |
| Owner Occupied HU | 10,578 (71.9%) |
| Renter Occupied HU | 3,731 (25.3%) |
| Vacant Housing Units | 412 ( 2.8%) |
| Median Home Value | $1,003,391 |
| Average Home Value | $1,159,866 |
Housing Distribution
Address Breakdown
Residential
14,440
Single Family
12,094
Multi-Family
2,346
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2003
3.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91326, Northridge, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,721 (100%) |
| Owner Occupied HU | 10,578 (71.9%) |
| Renter Occupied HU | 3,731 (25.3%) |
| Vacant Housing Units | 412 ( 2.8%) |
| Median Home Value | $1,003,391 |
| Average Home Value | $1,159,866 |
Housing Distribution
Address Breakdown
Residential
14,440
Single Family
12,094
Multi-Family
2,346
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jonathan Petralia • RE/MAX One
Mls Name: CRMLS
Mls ID: #SR26022124