11440 State Highway 698HustonvilleKY40437
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow11440 State Highway 698, Hustonville, KY, 40437 in Hustonville is a top-tier cash-flow asset. At $132,000 it produces $1,888/mo in rent and $1,084/mo in net monthly income, a 17.16% gross rental yield. The DSCR of 3.18 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $13,011. Five-year appreciation adds $36,469, driving a total cumulative return of $119,773.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 8.5% |
| Monthly Cash Flow | $1,084 | $250 |
City averages based on Hustonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,888 |
| Total Monthly Debt Service | $751 |
| DSCR Ratio | 2.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40437, Hustonville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,837 (100%) |
| Owner Occupied HU | 1,302 (70.9%) |
| Renter Occupied HU | 312 (17.0%) |
| Vacant Housing Units | 223 (12.1%) |
| Median Home Value | $163,318 |
| Average Home Value | $190,528 |
Housing Distribution
Address Breakdown
Residential
1,855
Single Family
1,855
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40437, Hustonville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,837 (100%) |
| Owner Occupied HU | 1,302 (70.9%) |
| Renter Occupied HU | 312 (17.0%) |
| Vacant Housing Units | 223 (12.1%) |
| Median Home Value | $163,318 |
| Average Home Value | $190,528 |
Housing Distribution
Address Breakdown
Residential
1,855
Single Family
1,855
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices