1144 W Edwards LnBensonAZ85602
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1144 W Edwards Ln, Benson, AZ, 85602 in Benson. At $189,000 it earns $1,544/mo in rent and distributes $427/mo to the owner after the $850/mo payment, a consistent 9.81% yield. DSCR 1.82 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $52,217 in value; $1,741/yr in principal paydown compounds ownership stake. Total projected return: $98,903.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 8.2% |
| Monthly Cash Flow | $427 | $1,500 |
City averages based on Benson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,544 |
| Total Monthly Debt Service | $1,042 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
9.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85602, Benson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 3,941 (67.0%) |
| Renter Occupied HU | 1,003 (17.1%) |
| Vacant Housing Units | 934 (15.9%) |
| Median Home Value | $249,076 |
| Average Home Value | $293,282 |
Housing Distribution
Address Breakdown
Residential
5,228
Single Family
5,126
Multi-Family
102
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
9.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85602, Benson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 3,941 (67.0%) |
| Renter Occupied HU | 1,003 (17.1%) |
| Vacant Housing Units | 934 (15.9%) |
| Median Home Value | $249,076 |
| Average Home Value | $293,282 |
Housing Distribution
Address Breakdown
Residential
5,228
Single Family
5,126
Multi-Family
102
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices