1144 Prospect Pl, Vista, CA, 92081 | 6.35% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Vista at 1144 Prospect Pl, Vista, CA, 92081 listed at $889,500 pairs $4,704/mo rent with a $4,354/mo payment. Total monthly income runs $4,704/mo. Return on cash invested measures 16.78% in year one, and rental yield registers 6.35% at a $889,500 basis. Equity gained on principal adds $5,740/yr, and annual property appreciation at 5% supports $245,752 by year five. Five-year ROI tracks 86.06% and total cumulative return in cash totals $251,847. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,704/mo property income relative to a $4,354/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1954

1.06 Acres lot

$N/A/sqft

No HOA