11431 Ramona AveHawthorneCA90250
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 11431 Ramona Ave, Hawthorne, CA, 90250 in Hawthorne: $5,096/mo in rent, $457/mo in net income, 8.15% gross yield, 1.51 DSCR, all at $749,950. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $207,197 in appreciation and $6,907/yr in principal paydown projects total cumulative return of $313,788.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.5% |
| Monthly Cash Flow | $457 | $300 |
City averages based on Hawthorne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,096 |
| Total Monthly Debt Service | $4,341 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
5,540 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90250, Hawthorne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 34,824 (100%) |
| Owner Occupied HU | 10,579 (30.4%) |
| Renter Occupied HU | 23,072 (66.3%) |
| Vacant Housing Units | 1,173 ( 3.4%) |
| Median Home Value | $860,874 |
| Average Home Value | $907,696 |
Housing Distribution
Address Breakdown
Residential
33,795
Single Family
15,700
Multi-Family
18,095
Businesses
1,877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
5,540 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90250, Hawthorne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 34,824 (100%) |
| Owner Occupied HU | 10,579 (30.4%) |
| Renter Occupied HU | 23,072 (66.3%) |
| Vacant Housing Units | 1,173 ( 3.4%) |
| Median Home Value | $860,874 |
| Average Home Value | $907,696 |
Housing Distribution
Address Breakdown
Residential
33,795
Single Family
15,700
Multi-Family
18,095
Businesses
1,877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Douglas Lee • COMPASS
Mls Name: CRMLS
Mls ID: #AR25189762