11422 Howells Ferry RdSemmesAL36575




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Semmes at 11422 Howells Ferry Rd, Semmes, AL, 36575 offers a 9.52% rental yield on a $215,000 purchase with $1,705/mo rent. Total monthly income registers $1,705/mo, and a $1,052/mo payment leaves $492/mo available for distribution. Annual cash flow reaches $5,901/yr on $71,273 to close, and return on cash invested stands at 28.19% in year one. Equity gained on principal adds $1,387/yr while 5% annual appreciation supports $59,401 over five years. Portfolio math shows five-year ROI at 146.53% and total cumulative return in cash at $104,437. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,705/mo property income against a $1,052/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1973
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36575, Semmes, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,337 (100%) |
| Owner Occupied HU | 6,679 (80.1%) |
| Renter Occupied HU | 1,159 (13.9%) |
| Vacant Housing Units | 499 ( 6.0%) |
| Median Home Value | $234,058 |
| Average Home Value | $261,353 |
Housing Distribution
Address Breakdown
Residential
8,182
Single Family
7,963
Multi-Family
219
Businesses
491
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Listed by: Kristian Calvert • Coldwell Banker Smith Homes
Mls Name: GCMLS
Mls Provider:
Mls ID: #7540606
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








