1142 Whidbey StreetBellinghamWA98229
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 1142 Whidbey Street, Bellingham, WA, 98229 in Bellingham the bet is firmly on appreciation. Rental yield 0%. The 0% gross yield on a $1,079,950 price is below income-first thresholds, but 5%/yr value growth projects $298,370 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.00) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 5.1% |
| Monthly Cash Flow | $0 | $1,850 |
City averages based on Bellingham market data in our database. Property projections are estimates.
Single Family
Built in 2025
9,535 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
9,535 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Kirk Ghio • Muljat Group
Mls Name: NWMLS
Mls ID: #2387745