11412 Spring TrailSan AntonioTX78249
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.24% yield at 11412 Spring Trail, San Antonio, TX, 78249 in San Antonio is solid, but the $744/mo payment compresses net cash flow to $97/mo at $165,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $45,725 by year five, and $1,524/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.71) without U.S. income documentation. Total projected return: $69,742.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.8% |
| Monthly Cash Flow | $97 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,274 |
| Total Monthly Debt Service | $1,111 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
3,789 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78249, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,473 (100%) |
| Owner Occupied HU | 11,803 (44.6%) |
| Renter Occupied HU | 12,023 (45.4%) |
| Vacant Housing Units | 2,647 ( 10.0%) |
| Median Home Value | $313,702 |
| Average Home Value | $337,529 |
Housing Distribution
Address Breakdown
Residential
25,175
Single Family
15,477
Multi-Family
9,698
Businesses
1,289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
3,789 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78249, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,473 (100%) |
| Owner Occupied HU | 11,803 (44.6%) |
| Renter Occupied HU | 12,023 (45.4%) |
| Vacant Housing Units | 2,647 ( 10.0%) |
| Median Home Value | $313,702 |
| Average Home Value | $337,529 |
Housing Distribution
Address Breakdown
Residential
25,175
Single Family
15,477
Multi-Family
9,698
Businesses
1,289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jacob Rangel • JPAR San Antonio
Mls Name: LERA MLS
Mls ID: #1887718