1141 Towse DriveWoodlandCA95776
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1141 Towse Drive, Woodland, CA, 95776 in Woodland at $485,000 earns $3,006/mo in rent and nets $6/mo after the $2,181/mo payment, a 7.44% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $133,997 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $4,467/yr in principal paydown, total projected return reaches $184,269.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.5% |
| Monthly Cash Flow | $6 | $1,500 |
City averages based on Woodland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,006 |
| Total Monthly Debt Service | $2,807 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
5,440 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95776, Woodland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,695 (100%) |
| Owner Occupied HU | 6,483 (66.9%) |
| Renter Occupied HU | 2,798 (28.9%) |
| Vacant Housing Units | 414 ( 4.3%) |
| Median Home Value | $598,558 |
| Average Home Value | $631,494 |
Housing Distribution
Address Breakdown
Residential
9,130
Single Family
7,994
Multi-Family
1,136
Businesses
1,084
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
5,440 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95776, Woodland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,695 (100%) |
| Owner Occupied HU | 6,483 (66.9%) |
| Renter Occupied HU | 2,798 (28.9%) |
| Vacant Housing Units | 414 ( 4.3%) |
| Median Home Value | $598,558 |
| Average Home Value | $631,494 |
Housing Distribution
Address Breakdown
Residential
9,130
Single Family
7,994
Multi-Family
1,136
Businesses
1,084
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sarah McReynolds • Arlowe Homes
Mls Name: BAREIS
Mls ID: #226015288