11402 Basye StEl MonteCA91732
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 11402 Basye St, El Monte, CA, 91732 in El Monte at $598,000 earns $3,707/mo in rent and nets $7/mo after the $2,689/mo payment, a 7.44% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $165,216 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $5,508/yr in principal paydown, total projected return reaches $227,256.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.0% |
| Monthly Cash Flow | $7 | $1,200 |
City averages based on El Monte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,707 |
| Total Monthly Debt Service | $3,461 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1943
6,269 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91732, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,272 (100%) |
| Owner Occupied HU | 6,874 (42.2%) |
| Renter Occupied HU | 8,949 (55.0%) |
| Vacant Housing Units | 449 ( 2.8%) |
| Median Home Value | $730,825 |
| Average Home Value | $782,733 |
Housing Distribution
Address Breakdown
Residential
15,548
Single Family
11,316
Multi-Family
4,232
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1943
6,269 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91732, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,272 (100%) |
| Owner Occupied HU | 6,874 (42.2%) |
| Renter Occupied HU | 8,949 (55.0%) |
| Vacant Housing Units | 449 ( 2.8%) |
| Median Home Value | $730,825 |
| Average Home Value | $782,733 |
Housing Distribution
Address Breakdown
Residential
15,548
Single Family
11,316
Multi-Family
4,232
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Catrina Nguyen • Resource Real Estate Services
Mls Name: CRMLS
Mls ID: #AR25147960