11400 Pinifer Park CtMidlothianVA23113
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.95% gross rental yield, 11400 Pinifer Park Ct, Midlothian, VA, 23113 in Midlothian is priced for capital growth, not immediate cash flow. The $1,695,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $468,297 by year five, with $14,209/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.34) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $134,606.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 5.8% |
| Monthly Cash Flow | $(7,397) | $1,850 |
City averages based on Midlothian market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,756 |
| Total Monthly Debt Service | $9,871 |
| DSCR Ratio | 0.28x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
1.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23113, Midlothian, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,751 (100%) |
| Owner Occupied HU | 8,814 (75.0%) |
| Renter Occupied HU | 2,372 (20.2%) |
| Vacant Housing Units | 565 ( 4.8%) |
| Median Home Value | $603,089 |
| Average Home Value | $631,507 |
Housing Distribution
Address Breakdown
Residential
11,144
Single Family
10,064
Multi-Family
1,080
Businesses
1,581
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: CVRMLS
Mls Provider:
Mls ID: #2624266
