1140 Tal Lewis RdWhite PlainsGA30678
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1140 Tal Lewis Rd, White Plains, GA, 30678 in White Plains. Rental yield 3.43%. At $925,000 with 3.43% gross yield, current distributions are modest, but the 5% appreciation rate projects $255,560 in new equity by year five, complemented by $8,519/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.64) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $158,090.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.4% | 7.0% |
| Monthly Cash Flow | $(2,987) | $1,200 |
City averages based on White Plains market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,642 |
| Total Monthly Debt Service | $5,262 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.95 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.95 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: KIM & LIN LOGAN TEAM • Kim and Lin Logan Real Estate
Mls Name: LCBOR
Mls ID: #69351