1140 State Highway 55WhitehallMT59759








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Whitehall at 1140 State Highway 55, Whitehall, MT, 59759 offers a 5.76% rental yield on a $749,900 purchase with $3,600/mo rent. 25% in year one. Equity gained on principal adds $4,839/yr while 5% annual appreciation supports $207,184 over five years. Portfolio math shows five-year ROI at 82.75% and total cumulative return in cash at $204,166. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,600/mo property income against a $3,670/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1995
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59759, Whitehall, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,879 (100%) |
| Owner Occupied HU | 1,322 (70.4%) |
| Renter Occupied HU | 326 (17.3%) |
| Vacant Housing Units | 231 (12.3%) |
| Median Home Value | $418,009 |
| Average Home Value | $468,160 |
Housing Distribution
Address Breakdown
Residential
1,013
Single Family
1,013
Multi-Family
0
Businesses
147
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Listed by: Michael Torok • Torok & Company
Mls Name: Big Sky Country MLS
Mls ID: #394973
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








