114 Zane Grey Creek DrLaytonFL33001
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow114 Zane Grey Creek Dr, Layton, FL, 33001 in Layton earns its strong cash-flow label: 15.58% yield, $16,200/mo rent, $7,918/mo net income, DSCR 2.89. The $1,248,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $344,799 by year five. Combined with $11,494/yr in principal paydown, total projected return reaches $985,175.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.6% | 5.5% |
| Monthly Cash Flow | $7,918 | $250 |
City averages based on Layton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $16,200 |
| Total Monthly Debt Service | $7,785 |
| DSCR Ratio | 2.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33001, Long Key, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 163 (100%) |
| Owner Occupied HU | 76 (46.6%) |
| Renter Occupied HU | 28 (17.2%) |
| Vacant Housing Units | 59 (36.2%) |
| Median Home Value | $736,842 |
| Average Home Value | $781,645 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33001, Long Key, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 163 (100%) |
| Owner Occupied HU | 76 (46.6%) |
| Renter Occupied HU | 28 (17.2%) |
| Vacant Housing Units | 59 (36.2%) |
| Median Home Value | $736,842 |
| Average Home Value | $781,645 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices