114 S Vine StHarrisburgIL62946








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Harrisburg at 114 S Vine St, Harrisburg, IL, 62946 with 5% annual appreciation on a $194,500 basis while $1,789/mo rent supports operations. Total monthly income totals $1,789/mo and a $952/mo payment preserves $440/mo for cash returns. Annual cash flow comes to $5,279/yr on $64,477 deployed, and return on cash invested reaches 28.1% in year one. Equity gained on principal adds $1,255/yr, and five-year appreciation sums $53,737 alongside rental yield of 11.04%. Five-year ROI measures 147.71% and total cumulative return in cash totals $95,241.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,789/mo property income versus a $952/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1910
7,790 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62946, Harrisburg, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,954 (100%) |
| Owner Occupied HU | 3,629 (61.0%) |
| Renter Occupied HU | 1,463 (24.6%) |
| Vacant Housing Units | 862 (14.5%) |
| Median Home Value | $126,021 |
| Average Home Value | $149,213 |
Housing Distribution
Address Breakdown
Residential
5,385
Single Family
5,143
Multi-Family
242
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Ocie Paxton • Shawnee Trails Realty
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #QC4256880
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







