114 Elm StVictorID83455
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 114 Elm St, Victor, ID, 83455 in Victor. At $610,000 it earns $4,078/mo in rent and distributes $568/mo to the owner after the $2,743/mo payment, a consistent 8.02% yield. DSCR 1.49 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $168,532 in value; $5,618/yr in principal paydown compounds ownership stake. Total projected return: $266,764.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $568 | $250 |
City averages based on Victor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,078 |
| Total Monthly Debt Service | $3,267 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2018
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83455, Victor, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,243 (100%) |
| Owner Occupied HU | 1,896 (58.5%) |
| Renter Occupied HU | 568 (17.5%) |
| Vacant Housing Units | 779 (24.0%) |
| Median Home Value | $672,786 |
| Average Home Value | $783,945 |
Housing Distribution
Address Breakdown
Residential
2,354
Single Family
2,354
Multi-Family
0
Businesses
181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2018
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83455, Victor, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,243 (100%) |
| Owner Occupied HU | 1,896 (58.5%) |
| Renter Occupied HU | 568 (17.5%) |
| Vacant Housing Units | 779 (24.0%) |
| Median Home Value | $672,786 |
| Average Home Value | $783,945 |
Housing Distribution
Address Breakdown
Residential
2,354
Single Family
2,354
Multi-Family
0
Businesses
181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices