114 E Main StFredericksburgPA17026
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 114 E Main St, Fredericksburg, PA, 17026 in Fredericksburg is a conservative rental investment at $425,000. Rental yield 6.17%. A 1.14 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $117,420; $3,914/yr in principal paydown supplements. Total projected return: $123,191.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.2% |
| Monthly Cash Flow | $(601) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,184 |
| Total Monthly Debt Service | $2,616 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17026, Fredericksburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,442 (100%) |
| Owner Occupied HU | 1,148 (79.6%) |
| Renter Occupied HU | 224 (15.5%) |
| Vacant Housing Units | 70 ( 4.9%) |
| Median Home Value | $277,256 |
| Average Home Value | $297,683 |
Housing Distribution
Address Breakdown
Residential
1,315
Single Family
1,315
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17026, Fredericksburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,442 (100%) |
| Owner Occupied HU | 1,148 (79.6%) |
| Renter Occupied HU | 224 (15.5%) |
| Vacant Housing Units | 70 ( 4.9%) |
| Median Home Value | $277,256 |
| Average Home Value | $297,683 |
Housing Distribution
Address Breakdown
Residential
1,315
Single Family
1,315
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracey Kreiser • Saunders Real Estate
Mls Name: Bright MLS
Mls ID: #PALN2022994