114 Cumberland AveTamaquaPA18252
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 114 Cumberland Ave, Tamaqua, PA, 18252 in Tamaqua, $205,000, 8.19% gross yield, $56/mo net income. Consider it a market-entry position, the $1,399/mo rent covers the $922/mo payment with a margin, and 5%/yr appreciation is projected to add $56,638 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.52) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $81,681.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $56 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,399 |
| Total Monthly Debt Service | $1,262 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18252, Tamaqua, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,486 (100%) |
| Owner Occupied HU | 3,353 (61.1%) |
| Renter Occupied HU | 1,356 (24.7%) |
| Vacant Housing Units | 777 (14.2%) |
| Median Home Value | $183,813 |
| Average Home Value | $211,844 |
Housing Distribution
Address Breakdown
Residential
4,949
Single Family
4,634
Multi-Family
315
Businesses
391
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18252, Tamaqua, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,486 (100%) |
| Owner Occupied HU | 3,353 (61.1%) |
| Renter Occupied HU | 1,356 (24.7%) |
| Vacant Housing Units | 777 (14.2%) |
| Median Home Value | $183,813 |
| Average Home Value | $211,844 |
Housing Distribution
Address Breakdown
Residential
4,949
Single Family
4,634
Multi-Family
315
Businesses
391
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GLVR
Mls ID: #777298