114 Cherokee TrlDelhiLA71232
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 114 Cherokee Trl, Delhi, LA, 71232 in Delhi earns a 7.94% gross yield at $550,000. Rent of $3,637/mo nets $205/mo after the $2,473/mo mortgage. The 1.47 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $151,955 and $5,066/yr in equity accumulation project a total cumulative return of $223,362.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $205 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,637 |
| Total Monthly Debt Service | $3,188 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71232, Delhi, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,888 (100%) |
| Owner Occupied HU | 1,739 (60.2%) |
| Renter Occupied HU | 757 (26.2%) |
| Vacant Housing Units | 392 (13.6%) |
| Median Home Value | $156,663 |
| Average Home Value | $217,785 |
Housing Distribution
Address Breakdown
Residential
2,604
Single Family
2,540
Multi-Family
64
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71232, Delhi, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,888 (100%) |
| Owner Occupied HU | 1,739 (60.2%) |
| Renter Occupied HU | 757 (26.2%) |
| Vacant Housing Units | 392 (13.6%) |
| Median Home Value | $156,663 |
| Average Home Value | $217,785 |
Housing Distribution
Address Breakdown
Residential
2,604
Single Family
2,540
Multi-Family
64
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices