11386 33k St SEValley CityND58072
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 11386 33k St SE, Valley City, ND, 58072 in Valley City is capital appreciation. Rental yield 3.52%. The 3.52% gross yield at $647,500 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $178,892 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.65) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $114,042.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 5.1% |
| Monthly Cash Flow | $(2,039) | $450 |
City averages based on Valley City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,902 |
| Total Monthly Debt Service | $3,683 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
17.21 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
17.21 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Beth L Keller • RE/MAX Now - JM
Mls Name: Great North MLS
Mls ID: #4022716