11382 New England PlGold RiverCA95670
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 11382 New England Pl, Gold River, CA, 95670 in Gold River is listed at $749,900 and delivers $5,642/mo in rent and $763/mo in net monthly cash flow. The 9.03% yield and 1.67 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $207,184 over five years, and $6,907/yr in principal reduction supplements cash return. Total projected cumulative return: $334,436.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.5% |
| Monthly Cash Flow | $763 | $1,200 |
City averages based on Gold River market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,642 |
| Total Monthly Debt Service | $4,581 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
0.28 Acres lot
$N/A/sqft
$218 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95670, Rancho Cordova, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,099 (100%) |
| Owner Occupied HU | 12,237 (53.0%) |
| Renter Occupied HU | 10,129 (43.9%) |
| Vacant Housing Units | 733 ( 3.2%) |
| Median Home Value | $529,719 |
| Average Home Value | $562,530 |
Housing Distribution
Address Breakdown
Residential
22,484
Single Family
18,510
Multi-Family
3,974
Businesses
1,456
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
0.28 Acres lot
$N/A/sqft
$218 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95670, Rancho Cordova, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,099 (100%) |
| Owner Occupied HU | 12,237 (53.0%) |
| Renter Occupied HU | 10,129 (43.9%) |
| Vacant Housing Units | 733 ( 3.2%) |
| Median Home Value | $529,719 |
| Average Home Value | $562,530 |
Housing Distribution
Address Breakdown
Residential
22,484
Single Family
18,510
Multi-Family
3,974
Businesses
1,456
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices