11376 Riverpass CtRiversideCA92505
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.68% yield at 11376 Riverpass Ct, Riverside, CA, 92505 in Riverside is solid, but the $2,693/mo payment compresses net cash flow to $127/mo at $599,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $165,493 by year five, and $5,517/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.42) without U.S. income documentation. Total projected return: $235,384.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.8% |
| Monthly Cash Flow | $127 | $1,850 |
City averages based on Riverside market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,833 |
| Total Monthly Debt Service | $3,467 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92505, Riverside, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,046 (100%) |
| Owner Occupied HU | 7,485 (49.7%) |
| Renter Occupied HU | 7,090 (47.1%) |
| Vacant Housing Units | 471 ( 3.1%) |
| Median Home Value | $596,010 |
| Average Home Value | $590,912 |
Housing Distribution
Address Breakdown
Residential
15,000
Single Family
11,401
Multi-Family
3,599
Businesses
677
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92505, Riverside, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,046 (100%) |
| Owner Occupied HU | 7,485 (49.7%) |
| Renter Occupied HU | 7,090 (47.1%) |
| Vacant Housing Units | 471 ( 3.1%) |
| Median Home Value | $596,010 |
| Average Home Value | $590,912 |
Housing Distribution
Address Breakdown
Residential
15,000
Single Family
11,401
Multi-Family
3,599
Businesses
677
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Grable • eXp Realty of California Inc.
Mls Name: CRMLS
Mls ID: #IG25217846