11367 Spenceville RdPenn ValleyCA95946








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Penn Valley at 11367 Spenceville Rd, Penn Valley, CA, 95946 offers a 7.77% rental yield on a $419,000 purchase with $2,714/mo rent. Total monthly income registers $2,714/mo, and a $2,051/mo payment leaves $122/mo available for distribution. Annual cash flow reaches $1,461/yr on $138,899 to close, and return on cash invested stands at 20.96% in year one. Equity gained on principal adds $2,704/yr while 5% annual appreciation supports $115,762 over five years. Portfolio math shows five-year ROI at 108.47% and total cumulative return in cash at $150,665. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,714/mo property income against a $2,051/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1965
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95946, Penn Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,670 (100%) |
| Owner Occupied HU | 3,429 (73.4%) |
| Renter Occupied HU | 659 (14.1%) |
| Vacant Housing Units | 582 (12.5%) |
| Median Home Value | $637,879 |
| Average Home Value | $722,717 |
Housing Distribution
Address Breakdown
Residential
4,313
Single Family
4,313
Multi-Family
0
Businesses
189
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Listed by: Emily Menesini • Coldwell Banker Grass Roots Realty
Mls Name: MetroList Services of CA
Mls ID: #225100938








