1136 W Dana LnMaderaCA93636
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.99% yield at 1136 W Dana Ln, Madera, CA, 93636 in Madera is solid, but the $2,406/mo payment compresses net cash flow to $128/mo at $534,999. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $147,810 by year five, and $4,927/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.48) without U.S. income documentation. Total projected return: $211,632.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.5% |
| Monthly Cash Flow | $128 | $2,100 |
City averages based on Madera market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,562 |
| Total Monthly Debt Service | $3,221 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
4,303 sqft lot
$N/A/sqft
$124 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
4,303 sqft lot
$N/A/sqft
$124 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heather Higbee • Woodside Homes of Fresno Inc.
Mls Name: Fresno MLS
Mls ID: #633251