11357 Lincoln StPlainviewIL62685
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 11357 Lincoln St, Plainview, IL, 62685 in Plainview: $1,189/mo in rent, $288/mo in net income, 10.98% gross yield, 2.04 DSCR, all at $129,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $35,889 in appreciation and $1,196/yr in principal paydown projects total cumulative return of $68,228.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.5% |
| Monthly Cash Flow | $288 | $1,500 |
City averages based on Plainview market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,189 |
| Total Monthly Debt Service | $849 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62685, Shipman, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 889 (100%) |
| Owner Occupied HU | 629 (70.8%) |
| Renter Occupied HU | 112 (12.6%) |
| Vacant Housing Units | 148 (16.6%) |
| Median Home Value | $171,208 |
| Average Home Value | $205,556 |
Housing Distribution
Address Breakdown
Residential
796
Single Family
788
Multi-Family
8
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62685, Shipman, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 889 (100%) |
| Owner Occupied HU | 629 (70.8%) |
| Renter Occupied HU | 112 (12.6%) |
| Vacant Housing Units | 148 (16.6%) |
| Median Home Value | $171,208 |
| Average Home Value | $205,556 |
Housing Distribution
Address Breakdown
Residential
796
Single Family
788
Multi-Family
8
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices