11345 County Road 281ZephyrTX76890
INVESTMENT ANALYSIS
Investment Verdict
Solid Income11345 County Road 281, Zephyr, TX, 76890 in Zephyr carries a 1.56 coverage ratio, rent of $1,770/mo is 1.56 times the $1,133/mo payment. Rental yield 8.43%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $252,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $69,623; total projected cumulative return: $95,182.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $(22) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,770 |
| Total Monthly Debt Service | $1,692 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1903
1.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76890, Zephyr, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 469 (100%) |
| Owner Occupied HU | 296 (63.1%) |
| Renter Occupied HU | 36 ( 7.7%) |
| Vacant Housing Units | 137 (29.2%) |
| Median Home Value | $314,754 |
| Average Home Value | $403,784 |
Housing Distribution
Address Breakdown
Residential
377
Single Family
377
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1903
1.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76890, Zephyr, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 469 (100%) |
| Owner Occupied HU | 296 (63.1%) |
| Renter Occupied HU | 36 ( 7.7%) |
| Vacant Housing Units | 137 (29.2%) |
| Median Home Value | $314,754 |
| Average Home Value | $403,784 |
Housing Distribution
Address Breakdown
Residential
377
Single Family
377
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephanie Garner • Ranch Realty of Texas
Mls Name: NTREIS
Mls ID: #20511281
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.