1133 Highway 491CloutiervilleLA71416
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1133 Highway 491, Cloutierville, LA, 71416 in Cloutierville: $2,575/mo in rent, $252/mo in net income, 8.24% gross yield, 1.53 DSCR, all at $375,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $103,606 in appreciation and $3,454/yr in principal paydown projects total cumulative return of $158,456.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 8.0% |
| Monthly Cash Flow | $252 | $250 |
City averages based on Cloutierville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,575 |
| Total Monthly Debt Service | $2,174 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
4.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71416, Cloutierville, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 487 (100%) |
| Owner Occupied HU | 269 (55.2%) |
| Renter Occupied HU | 79 (16.2%) |
| Vacant Housing Units | 139 (28.5%) |
| Median Home Value | $121,786 |
| Average Home Value | $179,991 |
Housing Distribution
Address Breakdown
Residential
312
Single Family
279
Multi-Family
33
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
4.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71416, Cloutierville, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 487 (100%) |
| Owner Occupied HU | 269 (55.2%) |
| Renter Occupied HU | 79 (16.2%) |
| Vacant Housing Units | 139 (28.5%) |
| Median Home Value | $121,786 |
| Average Home Value | $179,991 |
Housing Distribution
Address Breakdown
Residential
312
Single Family
279
Multi-Family
33
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rodrick McIntosh • Better Homes & Gardens Real Estate Rhodes Realty
Mls Name: GCLRA
Mls Provider:
Mls ID: #2398792
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.