1132 S Creekside St, Porterville, CA, 93257 | $604/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Porterville at 1132 S Creekside St, Porterville, CA, 93257 priced at $391,950 converts $3,028/mo rent into $604/mo cash flow after a $1,918/mo obligation. Total monthly income equals $3,028/mo, and annual cash flow totals $7,245/yr on $129,931 invested. Return on cash invested prints 25.48% in year one, and rental yield reads 9.27% against a $391,950 entry. Equity gained on principal adds $2,529/yr, while 5% annual appreciation compiles into $108,289 by year five. Five-year ROI reaches 132.74% and total cumulative return in cash sums $172,472. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,028/mo property income covering a $1,918/mo payment, not borrower’s personal income.

Single Family

Built in 2024

6,225 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 93257, Porterville, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	25,215 (100%)
Owner Occupied HU	13,456 (53.4%)
Renter Occupied HU	10,551 (41.8%)
Vacant Housing Units	1,208 ( 4.8%)
Median Home Value	$315,910
Average Home Value	$353,818