1132 Race St #BMc Kees RocksPA15136
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1132 Race St #B, Mc Kees Rocks, PA, 15136 in Mc Kees Rocks fits: $715,000, 2.13% gross yield, and a projected 5% annual appreciation rate adding $197,541 in value within five years. Rental yield 2.13%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.40) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,585/yr in principal paydown and $197,541 in appreciation project a total return of $52,495.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 6.2% |
| Monthly Cash Flow | $(3,416) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,270 |
| Total Monthly Debt Service | $4,401 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1920
2,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15136, Mc Kees Rocks, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,473 (100%) |
| Owner Occupied HU | 5,882 (51.3%) |
| Renter Occupied HU | 4,231 (36.9%) |
| Vacant Housing Units | 1,360 (11.9%) |
| Median Home Value | $241,010 |
| Average Home Value | $306,006 |
Housing Distribution
Address Breakdown
Residential
10,282
Single Family
9,501
Multi-Family
781
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1920
2,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15136, Mc Kees Rocks, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,473 (100%) |
| Owner Occupied HU | 5,882 (51.3%) |
| Renter Occupied HU | 4,231 (36.9%) |
| Vacant Housing Units | 1,360 (11.9%) |
| Median Home Value | $241,010 |
| Average Home Value | $306,006 |
Housing Distribution
Address Breakdown
Residential
10,282
Single Family
9,501
Multi-Family
781
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices