11319 ClearmineSan AntonioTX78224
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 11319 Clearmine, San Antonio, TX, 78224 in San Antonio at $975,000, 1.93% gross yield, is a market-growth asset. Rental yield 1.93%. The $1,565/mo rent partially funds the $4,384/mo debt service; the core return is the 5%/yr price growth projected to add $269,375 over five years. Ziffy Mortgage's DSCR mortgage (0.36) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $28,169.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 5.8% |
| Monthly Cash Flow | $(5,402) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,565 |
| Total Monthly Debt Service | $6,545 |
| DSCR Ratio | 0.24x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78224, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,803 (100%) |
| Owner Occupied HU | 4,685 (60.0%) |
| Renter Occupied HU | 2,740 (35.1%) |
| Vacant Housing Units | 378 ( 4.8%) |
| Median Home Value | $211,335 |
| Average Home Value | $264,119 |
Housing Distribution
Address Breakdown
Residential
7,762
Single Family
6,034
Multi-Family
1,728
Businesses
680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78224, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,803 (100%) |
| Owner Occupied HU | 4,685 (60.0%) |
| Renter Occupied HU | 2,740 (35.1%) |
| Vacant Housing Units | 378 ( 4.8%) |
| Median Home Value | $211,335 |
| Average Home Value | $264,119 |
Housing Distribution
Address Breakdown
Residential
7,762
Single Family
6,034
Multi-Family
1,728
Businesses
680
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steven Rico • RE/MAX Alamo Realty
Mls Name: LERA MLS
Mls ID: #1912756