1131 Main Street, Mount Desert, ME, 04660 | Equity Gain $5,420/yr

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Mount Desert at 1131 Main Street, Mount Desert, ME, 04660 generates $0/mo in rent, after a $4,111/mo payment. Total monthly income is $0/mo. Return on cash invested sits at -2.96% in year one, and rental yield is 0% on a $840,000 entry. Equity gained on principal adds $5,420/yr, while 5% annual appreciation builds toward $232,077 over five years. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $0/mo property income rather than buyer’s personal income.

Single Family

Built in 1839

0.38 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 04660, Mount Desert, ME area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,288 (100%)
Owner Occupied HU	538 (41.8%)
Renter Occupied HU	120 ( 9.3%)
Vacant Housing Units	630 (48.9%)
Median Home Value	$534,884
Average Home Value	$615,874