1130 Atascadero St, San Luis Obispo, CA, 93405 | 5.19% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $3,888/mo, and a $4,400/mo payment. Purchase price stands at $899,000, and rental yield measures 5.19% with $3,888/mo rent. Return on cash invested shows 13.27% in year one, and 5% annual appreciation builds toward $248,377 over five years. Five-year ROI reaches 67.21% and total cumulative return in cash records $198,790. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,888/mo property income covering a $4,400/mo payment rather than investor’s personal income.

Single Family

Built in 1961

6,100 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 93405, San Luis Obispo, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,037 (100%)
Owner Occupied HU	3,743 (37.3%)
Renter Occupied HU	5,313 (52.9%)
Vacant Housing Units	981 ( 9.8%)
Median Home Value	$896,231
Average Home Value	$995,867