113 SAND HARBOR DrivePonte VedraFL32081
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 113 SAND HARBOR Drive, Ponte Vedra, FL, 32081 in Ponte Vedra offers a clean, manageable entry. Rental yield 7.52%. DSCR 1.39 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $211,355 in additional property value over five years, with $7,046/yr in principal equity building ownership stake. Total projected cumulative return: $273,310.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $(708) | $300 |
City averages based on Ponte Vedra market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,793 |
| Total Monthly Debt Service | $4,772 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
7,405 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
7,405 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: ROBERTA GJELOSHAJ • ONE SOTHEBY'S INTERNATIONAL REALTY
Mls Name: realMLS
Mls ID: #2129077