113 Place Lafayette LnHollidaysburgPA16648
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.24% yield at 113 Place Lafayette Ln, Hollidaysburg, PA, 16648 in Hollidaysburg is solid, but the $450/mo payment compresses net cash flow to $115/mo at $100,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $27,628 by year five, and $921/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.71) without U.S. income documentation. Total projected return: $45,497.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $115 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $770 |
| Total Monthly Debt Service | $616 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16648, Hollidaysburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,243 (100%) |
| Owner Occupied HU | 4,882 (67.4%) |
| Renter Occupied HU | 1,801 (24.9%) |
| Vacant Housing Units | 560 ( 7.7%) |
| Median Home Value | $261,009 |
| Average Home Value | $316,182 |
Housing Distribution
Address Breakdown
Residential
6,877
Single Family
6,331
Multi-Family
546
Businesses
553
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16648, Hollidaysburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,243 (100%) |
| Owner Occupied HU | 4,882 (67.4%) |
| Renter Occupied HU | 1,801 (24.9%) |
| Vacant Housing Units | 560 ( 7.7%) |
| Median Home Value | $261,009 |
| Average Home Value | $316,182 |
Housing Distribution
Address Breakdown
Residential
6,877
Single Family
6,331
Multi-Family
546
Businesses
553
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Blake Mcneely • Keller Williams Exclusive
Mls Name: My State MLS
Mls ID: #11600432