113 Lee Road 2232 #OWDFLZCussetaAL36852
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 113 Lee Road 2232 #OWDFLZ, Cusseta, AL, 36852 in Cusseta the bet is firmly on appreciation. Rental yield 1.35%. The 1.35% gross yield on a $428,182 price is below income-first thresholds, but 5%/yr value growth projects $118,299 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (1.31) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $168,516.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 9.1% |
| Monthly Cash Flow | $(1,937) | $200 |
City averages based on Cusseta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,528 |
| Total Monthly Debt Service | $2,247 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36852, Cusseta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,221 (100%) |
| Owner Occupied HU | 734 (60.1%) |
| Renter Occupied HU | 373 (30.5%) |
| Vacant Housing Units | 114 ( 9.3%) |
| Median Home Value | $244,853 |
| Average Home Value | $256,039 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,098
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36852, Cusseta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,221 (100%) |
| Owner Occupied HU | 734 (60.1%) |
| Renter Occupied HU | 373 (30.5%) |
| Vacant Housing Units | 114 ( 9.3%) |
| Median Home Value | $244,853 |
| Average Home Value | $256,039 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,098
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: KC HULLABY • DAVIDSON HOMES LLC 2
Mls Name: LCMLS
Mls ID: #174548
Disclaimer: The data relating to real estate for sale on this web-site comes in part from the Internet Data Exchange Program of Lee County Association of REALTORS. Information is deemed reliable but is not guaranteed.