113 DeGraff StreetSchenectadyNY12308
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Schenectady at 113 DeGraff Street, Schenectady, NY, 12308 with 5% annual appreciation on a $199,999 basis while $1,820/mo rent supports operations. Total monthly income totals $1,820/mo and a $979/mo payment preserves $484/mo for cash returns. Annual cash flow comes to $5,812/yr on $66,300 deployed, and return on cash invested reaches 28.68% in year one. Equity gained on principal adds $1,291/yr, and five-year appreciation sums $55,256 alongside rental yield of 10.92%. Five-year ROI measures 150.55% and total cumulative return in cash totals $99,812.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,820/mo property income versus a $979/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Multi Family
Built in 1901
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12308, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,988 (100%) |
| Owner Occupied HU | 2,565 (36.7%) |
| Renter Occupied HU | 3,655 (52.3%) |
| Vacant Housing Units | 768 (11.0%) |
| Median Home Value | $220,918 |
| Average Home Value | $246,137 |
Housing Distribution
Address Breakdown
Residential
6,164
Single Family
5,713
Multi-Family
451
Businesses
228
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Listed by: Kayoko Lomanto • Howard Hanna Capital Inc
Mls Name: Global MLS
Mls ID: #202529269