113 Copperstone CtLancasterPA17551
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 113 Copperstone Ct, Lancaster, PA, 17551 in Lancaster at $407,500 earns $2,728/mo in rent and nets $57/mo after the $1,832/mo payment, a 8.03% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $112,585 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $3,753/yr in principal paydown, total projected return reaches $158,928.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.5% |
| Monthly Cash Flow | $57 | $450 |
City averages based on Lancaster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,728 |
| Total Monthly Debt Service | $2,508 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2020
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17551, Millersville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,053 (100%) |
| Owner Occupied HU | 2,537 (62.6%) |
| Renter Occupied HU | 1,268 (31.3%) |
| Vacant Housing Units | 248 ( 6.1%) |
| Median Home Value | $350,247 |
| Average Home Value | $393,222 |
Housing Distribution
Address Breakdown
Residential
3,796
Single Family
3,497
Multi-Family
299
Businesses
167
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2020
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17551, Millersville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,053 (100%) |
| Owner Occupied HU | 2,537 (62.6%) |
| Renter Occupied HU | 1,268 (31.3%) |
| Vacant Housing Units | 248 ( 6.1%) |
| Median Home Value | $350,247 |
| Average Home Value | $393,222 |
Housing Distribution
Address Breakdown
Residential
3,796
Single Family
3,497
Multi-Family
299
Businesses
167
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leah Landis • Berkshire Hathaway HomeServices Homesale Realty
Mls Name: Bright MLS
Mls ID: #PALA2078710