113 Chico AlleySan AntonioTX78225
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 113 Chico Alley, San Antonio, TX, 78225 in San Antonio worth modelling. At $133,000 with a 9.45% gross yield, the $1,047/mo rent leaves $101/mo after the $598/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.75 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $36,745 by year five; $1,225/yr in principal reduction adds further equity. Total projected return: $57,534.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.8% |
| Monthly Cash Flow | $101 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,047 |
| Total Monthly Debt Service | $893 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
2,591 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78225, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,531 (100%) |
| Owner Occupied HU | 2,866 (63.3%) |
| Renter Occupied HU | 1,343 (29.6%) |
| Vacant Housing Units | 322 ( 7.1%) |
| Median Home Value | $115,152 |
| Average Home Value | $182,943 |
Housing Distribution
Address Breakdown
Residential
4,412
Single Family
4,328
Multi-Family
84
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
2,591 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78225, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,531 (100%) |
| Owner Occupied HU | 2,866 (63.3%) |
| Renter Occupied HU | 1,343 (29.6%) |
| Vacant Housing Units | 322 ( 7.1%) |
| Median Home Value | $115,152 |
| Average Home Value | $182,943 |
Housing Distribution
Address Breakdown
Residential
4,412
Single Family
4,328
Multi-Family
84
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Yvonne Hernandez • eXp Realty
Mls Name: LERA MLS
Mls ID: #1863046