1129 W Main StAustinAR72007
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 1129 W Main St, Austin, AR, 72007 in Austin is listed at $295,000 and delivers $2,225/mo in rent and $452/mo in net monthly cash flow. The 9.05% yield and 1.68 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $81,503 over five years, and $2,717/yr in principal reduction supplements cash return. Total projected cumulative return: $140,682.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 0.0% |
| Monthly Cash Flow | $452 | $0 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,225 |
| Total Monthly Debt Service | $1,656 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
3.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72007, Austin, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,034 (100%) |
| Owner Occupied HU | 3,174 (78.7%) |
| Renter Occupied HU | 630 (15.6%) |
| Vacant Housing Units | 230 ( 5.7%) |
| Median Home Value | $246,267 |
| Average Home Value | $265,922 |
Housing Distribution
Address Breakdown
Residential
4,005
Single Family
4,005
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
3.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72007, Austin, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,034 (100%) |
| Owner Occupied HU | 3,174 (78.7%) |
| Renter Occupied HU | 630 (15.6%) |
| Vacant Housing Units | 230 ( 5.7%) |
| Median Home Value | $246,267 |
| Average Home Value | $265,922 |
Housing Distribution
Address Breakdown
Residential
4,005
Single Family
4,005
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices